financial services

Anyone can retire. The trick is to enjoy retirement, and that means having enough money. Making sure you’ve got “enough” varies for everyone. It depends on your earnings and savings during your decades of work. It depends on your standard of living in retirement. It depends on your health and expenses. But the most common … Read more

-4.32% is the difference the average investor fared compared to the 7.8% return of the S&P 500. To make it very simple, the S&P 500 returned 7.8% in 2012, while the average investor’s net return was a mere 3.48%, meaning the average investor did not even capture the market return of a simple balanced portfolio. … Read more